Find the best mortgage deals  in Australia

FAQ


Who is Mortgagedeals.com.au and what do they do?


Mortgage Deals is an Australian Mortgage comparison website which is run by a team of successful Mortgage Consultants who offer more than just home loans and was setup with the vision of assisting our clients to find a better mortgage deal and save them money. We assist clients Australia wide.

Mortgage Deals assist clients in finding the right loan using a combination of great people and great technology.


How does Mortgagedeals.com.au help me find a better deal?


Using our leading mortgage software platform and many years experience, Mortgage Deals consultants can help you compare the 100’s of different loan products from a range of over 25 lenders, quickly and easily. Your Mortgage Deals consultant will tell you about the loan that is right for your needs. We'll review the details of each loan with you and help you choose the one that’s right for you. We’ll explain clearly all the features and costs of the chosen loan and tell you how much the repayments will be.


Do I pay for this service?


No. You don't ever pay Mortgage Deals anything. The successful lender pays us a fee for introducing you and getting the paperwork done.


Which lenders does Mortgage Deals work with?


Mortgage Deals consultants compare rates, loan features, fees and charges from a range of over 25 lenders, which include all the major banks.


How much can I borrow?


Your Mortgage deals consultant will be able to give you an accurate figure on your borrowing capacity. Things that affect how much you can borrow include your marital status, number of dependants, income and level of liabilities.

Your borrowing capacity also varies from lender to lender. While one lender may only be prepared to lend you $150,000, another might be prepared to lend you $250,000. Your Mortgage Deals consultant lending experience along with their leading mortgage software will be able to calculate your borrowing capacity with individual lenders.


How long does it take?


A comparison is usually instant or issued on the same day and once a better deal has been selected by the client, the time from the initial meeting/discussions to a final approval will take anything from a few days to a couple of weeks.


Who does the paperwork?


Mortgagedeals.com.au will help you complete the loan application form. We will professionally package your application with all the supporting evidence and lodge it with your chosen lender. Mortgage Deals has maintained and developed each of the lenders lending criteria into its software so that you don’t waste time applying to a lender who will assess your application less favourably.


Is Mortgage Deals qualified?


Mortgagedeals.com.au is an affiliated company of Mortgage Path and all our finance consultants are fully qualified and trained mortgage professionals who are required to:
  • Maintain a licence according to the NCCP government legislation
  • Meet service standards at all times
  • Complete ongoing industry relevant training, to ensure they remain up to date with changing market conditions and our lender policies
  • Maintain MFAA accreditation and adhere to their code of ethics.
  • Maintain professional indemnity insurance.

What happens with my personal information?


Our Privacy Policy ensures that any personal information collected by us will be used only for the purpose indicated. We will not give your personal information to other organisations for their marketing purposes.